Competitive Interest rates

We offer you the most competitive rates in the market.

Investment choice of 4 major currencies

The offshore deposit can be opened in 4 major currencies of the world, namely United States Dollar, Great Britain Pound, Euro & Australian Dollar.

Flexible Tenors

HDFC Bank GIFT City offers you flexibility in the tenors. The tenors range from 1 month to 5 years.

Automatic renewal

You need not send the maturity instructions each time. The deposit is renewed automatically without any hassle or inconvenience to you.

Flexibility in switching currencies

You can even switch the currency of your original deposit to any of the other currencies offered any time during your deposit period.

Loan against deposits / overdraft

Customer can avail loan against deposits / overdraft facility. Below are the features.

  • Loan / Overdraft can be availed against NRE / FCNR deposit. Collateral offered can be in HDFC Bank India or any other offshore branch of HDFC Bank.
  • Loan / Overdraft can be availed in multiple currencies like USD / GBP / CAD / AUD / EUR / HKD / JPY / CHF
  • Flexible loan tenure ranging from 1 month to 3 years
  • Higher Loan to value (LTV) ratio
  • Attractive interest rates


Interest Rates